Local Home Improvement Program Provides $22k in No Interest, Forgivable Loans to Homeowners

Community Grants, Planning and Housing administers Home Improvement Programs that serve numerous NJ and PA towns, providing zero-interest, forgivable, ten-year loans of up to $22k for home improvement projects.

Attention homeowners in Northern New Jersey! If you live and own your home within one of the below towns, and your total gross income falls below the income limit for your household size you may qualify for a no-cost, no-interest, ten-year, $22,000 loan for home improvement projects!

This includes residents of the towns/cities of: Bernardsville, Bloomingdale, Bound Brook, Clark, Cranford, Denville, East Hanover, East Windsor, Eatontown, Fairfield, Florham Park, Freehold, Hillsdale, Holmdel, Howell, Kearny, Little Falls, Livingston, Mahwah, Manchester, Maplewood, Marlboro, Milltown, Montclair, Montvale, Montville, Mount Holly, New Brunswick, New Milford, Oakland, Old Bridge, Palmyra, Pittsgrove Township, Ridgefield, Roselle Park, Scotch Plains, South Orange Village, Spring Lake, Stafford, Totowa, Waldwick, and Woodbridge.

You can receive up to $22,000 for home improvement projects and repairs. Funds can be used to update or repair heating and electrical systems, plumbing system components, roofs, weatherization (windows, insulation, etc.), foundations, and more!

If you live in one of the above towns, own your home, and your total gross income falls below the income limit for your household size, you may be eligible to participate in this revolutionary new program.

[Household Size - Maximum Income]

1 - $64,507

2 - $73,723

3 - $82,938

4 - $92,154

5 - $99,526

6 - $106,898

7 - $114,270

8 - $121,643

Funding is limited – so don’t wait!

Submit an easy one-page pre-application, found here. If you have additional questions, please contact the Program Administrator, Community Grants Planning & Housing at 609-366-9010 or email mguzman@cgph.net.