Last Chance to Enroll in Get Covered NJ: Save Big, Pay as Low as $10/Month

Open Enrollment for Get Covered NJ Ends Jan. 31, Many Will Pay $10 a Month or Less in 2023, and No One Will Pay More Than 8.5% Of Their Income.

More options and record savings are available for residents seeking health insurance coverage at Get Covered New Jersey, the state's official health insurance marketplace.

Nine in 10 people who enroll through Get Covered New Jersey will qualify for financial assistance with health insurance premiums. Many will pay $10 a month or less in 2023, and no one will pay more than 8.5% of their income for health insurance through Get Covered New Jersey.

The Open Enrollment Period for 2023 coverage at Get Covered New Jersey will run through this coming Tuesday night, January 31st, 2023. If you enroll, your coverage will begin on February 1st, 2023.

All plans sold on GetCoveredNJ have met the high standards of GetCoveredNJ, the New Jersey Department of Banking and Insurance (DOBI), and the requirements of the Affordable Care Act. Each plan sold on GetCoveredNJ covers essential health benefits (EHBs). The amount you pay for these services varies by plan. These benefits include:

Ambulatory care (outpatient) services
Emergency services
Hospitalization
Maternity and newborn care
Mental health and substance abuse services
Prescription drugs
Rehabilitative and habilitative services and devices
Laboratory services
Preventive and wellness services, including annual physicals and mammograms
Chronic disease management
Pediatric services

Some routine and preventive care are required to be free to you. This includes certain vaccinations (shots) and child well visits.

You will need this information for yourself and anyone in your household applying for coverage:

Home address and mailing addresses, if different
Birth dates
Social Security numbers
Document information for lawfully present immigrants and non-citizens, if applicable
Employer and income information for every member of your household (for example, pay stubs, previous year tax filing, or W-2 forms)
Your best estimate of what your tax household income will be for the year you are seeking coverage
Policy numbers and employee costs for any current health plans covering members of your household

I am an immigrant. Can I buy health insurance with financial help at GetCoveredNJ?

Applicants who are eligible to buy coverage with financial help:

U.S. Citizen / Naturalized U.S. Citizen / U.S. National, Lawful Permanent Resident, Pending I-551 (When a consumer gets Employment Authorization Cards (EAD)), or Temp. I-551, Non-immigrant Visa holders (Only those who can legally work in the U.S. and file taxes), Temporary Protected Status (TPS), Asylees, Refugees, Deferred Action, Granted relief under the Convention Against Torture (CAT), citizens of Micronesia, the Marshall Islands, and Palau; and others.

Applicants who are eligible to buy coverage without financial help:

Certain non-immigrant visa holders (e.g., student visa, B1/B2 visa, etc.)

If F1 visa holders are granted Pre or Post Optional Practical Training (OPT) with a valid Employment Authorization Card (work authorization), they may be eligible for financial help.

Applicants who CANNOT buy coverage through the marketplace:

Deferred Actions for Childhood Arrival (DACA), Undocumented Immigrants (May be eligible for Emergency Medicaid depending on the situation), and Non-New Jersey residents (DACA recipients and undocumented immigrants may purchase coverage directly from an insurance company).

Consumers with eligible immigration statuses who have household incomes below 138 percent of the FPL and are ineligible for NJ FamilyCare due to immigration status are eligible for coverage and financial help through GetCoveredNJ even if their income falls below 100 percent of the FPL.

Learn more and apply here.